Raiz Federal Credit Union is a not-for-profit financial cooperative that provides banking and financial services to its members. Headquartered in Los Angeles, California, Raiz FCU has been serving LA County employees and their families since 1937.
With over $950 million in assets and over 78,000 members, Raiz FCU offers all the products and services you would expect from a full-service financial institution. This includes savings and checking accounts, loans, credit cards, mortgages, insurance, and investment services.
Creating an Account on Raiz Federal Credit Union
To access any of Raiz Federal Credit Union’s products and services, you first need to become a member by opening an account. Membership is open to all LA County employees and their immediate family members.
To open an account online, visit Raiz FCU’s website and click on “Open an Account.” You will need to provide some basic personal information to establish membership. This includes your name, contact details, date of birth, Social Security Number, and membership eligibility. The account opening process only takes a few minutes. Once your account is approved, you can select your preferred savings and checking account options. New members also get access to online and mobile banking.
Logging In to Your Raiz Federal Credit Union Account
As a Raiz Federal Credit Union member, you get access to online and mobile banking services. This allows you to conveniently manage your accounts from anywhere. To log in to online banking for the first time, go to Raiz FCU’s login page and click on “Enroll Now.” This will start the enrollment process for accessing your accounts online. You will need to enter your account number or Social Security Number. Then create a username, password, and security questions for enhanced account protection. For subsequent logins, simply go to the login page, enter your username and password, and click “Log In.” You’ll then be able to access your Raiz FCU accounts and available services. Whether logging in from a computer or mobile device, Raiz FCU utilizes multi-factor authentication for added security. This requires you to enter a verification code sent to your phone when logging in from unrecognized devices.
Resetting Your Raiz Federal Credit Union Password
If you forget your online banking password for Raiz Federal Credit Union, you can easily reset it.
On the login page, click on “Forgot Password?” below the password field. You will be asked some identifying questions to authenticate your identity. After successfully answering the questions, you can create a new password. Your password should be a unique combination of letters, numbers, and special characters for optimal safety. You can also reset your password by calling Raiz FCU Member Services or visiting a branch with a valid ID. The representative can assist with security questions to verify account ownership before resetting login credentials. Enabling added security measures like multifactor authentication can provide extra password recovery options as well.
Managing Your Raiz Federal Credit Union Account
Raiz Federal Credit Union’s online and mobile banking platforms allow convenient account management from your device. You can:
- Check real-time balances and transactions on shares, checking, loans, mortgages, etc.
- Transfer money between Raiz FCU accounts or external accounts
- Pay bills and manage payments
- Set account alerts
- Apply for loans and credit cards
- Open additional accounts
- Update personal details and preferences
You can easily handle day-to-day finances as well as long-term savings goals without visiting a branch. Features like custom budgeting, spending analysis, and financial tips further assist your money management.
With robust account security provisions in place, all your account activity and personal data remain protected as well.
Raiz Federal Credit Union Mobile App
Raiz Federal Credit Union offers feature-rich mobile banking apps for iOS and Android devices. This provides complete account access on the go through your mobile phone.
The Raiz FCU app allows you to:
- Check account balances and transactions
- Transfer funds between accounts
- Pay bills
- Deposit checks via mobile using the device camera
- Find ATM and branch locations
- Contact customer service
The intuitive mobile interface makes navigating the various features quick and simple. Customizable alerts and touch ID login further enhance usability.
You can download the Raiz FCU mobile app directly from the Apple App Store or Google Play Store. Enjoy convenient and secure banking from your smartphone using the Raiz FCU mobile banking application.
Raiz Federal Credit Union Products and Services
As a full-fledged financial institution, Raiz Federal Credit Union offers a complete suite of banking products and financial services.
Savings Accounts: High-yield shares savings and share certificates with attractive dividend rates
Checking Accounts: Free checking accounts with no monthly fees or minimum balance
IRAs: Traditional and Roth IRAs for retirement saving and investing
Loans: Auto loans, personal loans, mortgages, home equity loans and lines of credit
Credit Cards: Visa credit cards with reasonable rates and loyalty rewards
Investment Services: Investment advisory, brokerage services, and retirement planning
Insurance: Auto, home, life, health, business insurance
Additional Services: Online and mobile banking, ATM network, notary services and more
As a member, you get access to discounted offerings and customized products from across Raiz’s financial ecosystem.
Raiz Federal Credit Union Contact Information
Here is the contact information for Raiz Federal Credit Union:
Phone: 1-877-7-RAIZFCU (1-877-772-4932)
Email: [email protected]
Mail: Raiz Federal Credit Union, PO Box 547, Montebello, CA 90640-0547
Mobile App: Raiz FCU Mobile (iOS, Android)
Branch Locations: 15 branches across Los Angeles County
Reach out to Raiz Federal Credit Union by phone, email or visit a branch location near you. Customer service representatives are available 7 days a week to help with any banking needs.
Frequently Asked Questions On Raiz Federal Credit Union Login
What Happened To Tfcu El Paso?
TFCU El Paso closed due to a merger with GECU to strengthen and enhance banking services.
Who Is Raiz Federal Credit Union?
Raiz Federal Credit Union is a financial institution that offers various banking services.
What Does Raiz Stand For?
Raiz stands for a financial app that helps you invest your spare change.
What Is The Routing Number For Raiz Federal Credit Union?
The routing number for Raiz Federal Credit Union is [insert the correct routing number].
Raiz Federal Credit Union Login offers a secure and convenient way for members to access their accounts. With a user-friendly interface and advanced security measures, you can rest assured that your personal and financial information is protected. Logging in to your Raiz Federal Credit Union account gives you access to a wide range of banking services, including checking your account balances, transferring funds, paying bills, and managing your financial goals.
By utilizing the Raiz Federal Credit Union Login, you can easily stay on top of your finances anytime and anywhere. Whether you need to make a payment, check your account activity, or simply stay up to date with your finances, the Raiz Federal Credit Union Login is the ideal solution.
Take advantage of this convenient feature and experience the ease and efficiency of managing your finances with Raiz Federal Credit Union.